Home Refinance Loan

This program is designed to help people who are in the situation where they can no longer afford the payments on the home they own and need some kind of relief. The home mortgage refinance loan is a good alternative to foreclosure and bankruptcy and is a viable option to regain some ground in your financial situation.

The home mortgage refinance loan is a complete and total replacement of the mortgage that you currently have. In most cases the mortgage you have is paid off by the new mortgage company for a reduced rate and a new mortgage is drawn up. With this the company can then lower the interest rate and lower the payments.

There are times, when the current mortgage that is on the home has been paid on for many years that the cash out home mortgage refinance loan is available. With this option the home refinance loan is taken out only for the amount of money owed plus the equity that is currently built up.

A refinance home mortgage home equity loan is another option. The homeowner will get the amount of money equal to the equity and continue to pay the mortgage with a lower rate and lower payment. Talk to your lender about a home equity mortgage refinance loan to see if that option available to you.

The home loan mortgage refinance loan can save you hundreds of dollars a month. This is the best and most logical choice if you are in a position where you can no longer afford the monthly payments and need some relief.

Federal Consolidation Interest Rate

Federal Consolidation interest rates are based on the weighted average of student loan interest rates. Federal student loans disbursed on or after July 1, 2006 have an interest rate of 6.8%*. Federal student loans disbursed before July 1, 2006 will remain variable interest rate loans. These loans will re-adjust every July 1 based on the results of the 91-day Treasury Bill. Currently, interest rates for these variable loans are:

• Stafford Loans for borrowers in grace (1-6 months after graduating): 6.62%
• Stafford Loans for borrowers in repayment: 7.22%
• Parent PLUS Loans disbursed after July 1, 1998 but before July 1, 2006: 8.02%
• Parent PLUS Loans disbursed after July 1, 2006: 8.50%

Dehumidifier

A dehumidifier is a household appliance that reduces the level of humidity in air, usually for health reasons, as humid air can cause mold and mildew to grow inside homes, which has various health risks. Very high humidity levels are also unpleasant for human beings, cause unsightly condensation and can make it hard to dry laundry.

Nokia 6500 classic review

The 6500 Classic is Nokia's thinnest phone so far, and is a stunningly beautiful phone too, with its polished metal casing. It's an easy to use phone that does just what most people want from a phone - make calls, take pictures and play music. Supplied with 1 Gbyte of memory and a stereo headset, it's already equipped to go. The one thing missing from this 3G phone is video calling. We have deducted marks because of poor battery life and the small keypad. Available in Black or Bronze.

The latest from SONY!!!!!!

The latest in technology from sony is a high definition blue-ray disc player-BDP-S300!



See and hear a whole new world of high definition with the incredible BDP-S300 Blu-ray Disc Player. The crystalline clarity of 1080p Blu-ray Disc movies and DVD upscaling has to be seen to be believed.

The player has excellent picture quality on Blu-ray and DVD; DVD upconversion up to 1080p; HDMI output.

The drawback of the player is that it has no onboard Dolby TrueHD decoding; slow load times, particularly unbearable on newer BD Java discs like Pirates of the Caribbean; some minor video performance issues; no Ethernet port for firmware upgrades.

But the BDP-S300 is a decent choice if you're limiting yourself to a relatively cheap, standard-design Blu-ray player, but everyone else should consider the competition.

price of the product ranges from $299.95-$399.99

another dual sim mobile from samsung!!!!

Samsung launches another dual SIM mobile...looks like samsung is trying to make their dual SIM card handsets, a specialty. There have been so many launched recently it’s getting hard to keep track. Their latest offering is the tri-band Samsung D780 Duos which is not a slider I might add. In fact it has a rather stylish candy bar design.

The D780 uses a 2.1 inch, 256k color, QVGA display as a viewfinder for its 2 megapixel camera. It supports USB 2.0 data transfer, Bluetooth with an A2DP profile, microSD cad support for external memory, a media player for music and video and an FM radio. Of course the most important feature is its dual SIM capabilities and the D780 allows both SIMs to be active at the same time which is quite convenient for those who would require a Dual SIM enabled handset.

The D780 will be out in 2 colors - dark silver and mirror silver and should be out in Russia from May and reportedly a little later in Southeast Asia, Europe, and the Middle East.

get paid to read e-mails???

ever signed up for one of those u-click-my-ads-and-i-pay-u-grants sites???well...u should be really careful while doing so. majority of those sites are scams and they result in a loss of time and effort.
generally, a site which offers to pay you more than $1 per click is a scam site.stay away from them.
search the name of your site in google and see what others are saying about that site in forums. this will give you a general idea about that website and will help you to understand whether that site is scam or not.
heres a list of some non-paying ptr sites....

[1]

1000clicksptr.com*

1-800-Mail.com

1-dollar-mail.com*

[2]

200dollars-email.com

20dollarsmail.com

200eurocent-200euro.com

200euromails.com

25-dollars-mail.com

2dollaremails.com**

[3]

300dollarsmail.com*

30dollarsmail.com

[4]

400dollarsmail.com*

[5]

500cents-500dollars.org

500pounds-and-500pence.com

50centptr.com"

[6]

[7]

7centsolos.com

7thheavenptr.net

[8]

80euromail.com

[A]

ad-fortune.com

ad-qds.com

adsneed.com

ahacash.com

alwayspay.com

american-mails.com

a-n-cash.com

ans-advertising.com"

apachemails.com""

applemails.com

arcticmails.com

atom-mails.com

[B]

bank-mails.com

bearshare-mails.com*

beautymails.com*

bestflymails.com*

bettybucks.com"

bigdollar-mails

biggestdollars.com

billiondollarmails.com"

blue-maniacs.com*

bluerwebmail.com

boffopaidmail.com*

bondjamesbond.net""**

boratmails.com*

boss-mails.com*

businessptr.com

[C]

camel-mails.com*

cash-kitty.com"""

casheden.com***

cashorigin.com***

cashpointclicks.com""

cashread.com**

cashsea.com*

casino-mails.com

catch-cash.com

charm-mail.com*

chicago-ptr.biz

chobitsmails.com

cloudmails.com

closet-clickers.com*

coast-mail.com

cooperativemail.com

cosmicwealth.com**

cosplaymails.com (force searching)

cowboy-mail.com

cream-mails.com

cy-mails.com**

[D]

dallas-ptr.com

deliriouspaidemails.com"

diamond-mails.com

dollar-factory.com

dollarslove.com

donkeycash.info*

dragone-search.com""

dreamstarmail.com

[E]

earn-emails.com*

easy-gain.com

electron-mails.com

emailpremium.com""

emailprofit.us""

emailspayu.net""

emails-empire.com

energy-mails.com

euro-emails.com

expert-mails.com

eyemails.com*

[F]

flashrich.com

flaviomails.be*

fourleafclovermail.com

forex-mails.com

freemoneymails.net"

[G]

gem-mail.com

getor-mails.com

getpaidbyemail.com""

getpaideasy.com

giga-mails.com

gladiator.ws""

goldearning.com

goldenemail.com""

green-cash.com "

greetgold.com***

[H]

hamburg-mails.com***

happyearning.com

happyptr.com*

haulingcash.com**

hello-mails.com*

heroptr.com*

hellotomy.com""

holiday-mails.com

hollywood-mail.com""

honestmails.com***

husky-mails.com?

(I)

ice-mails.net""

innotime-cash.com***

interptr.com (continues sending mails to canceled member)

invest-mail.com

ippomails.com

iriverptr.com

[J]

jackpot-ads.biz***

job-readmail.com*

[K]

kiddays.com

[L]

lightstarmail.com

linkread.com

logans-legacy.com"

lookingemail.com*

[M]

magnetismail.com

mangoemails.com

maystromails.com

megaptr.com

mesmerizing-mails.com (continues sending mails to canceled member)

meteor-mails.com

millionaire-mail.com

mistyandsamscash.com"

mobileptr.net*

moneybagsmail.com*

moneyems.com

moneys-bank.com

mushroom-mails.com

mysweetheartmail.com

[N]

no2allmails.com (continues sending mails to canceled member)

numenmail.com

[O]

ohomails.com

okayemail.com*

one-mails.com*

oneperson-mail.com

onlygravy.com

ourpaidmail.com**

oursharedsuccess.com

outstandingmail.com***

[P]

paidbizopmail.com***

paidmailengine.com(forces searches)

paidstation.com

pay2searchers.com***

payingcash.info*

pay-to-mail.info*

payyoudollar.com*

pcash.info*

pig-mails.com*

platinum-mails.com""

polarbearmails.com*

power-mails.net

ptr4you.net

[Q]

quality-profits.com***

[R]

rainbow-mails.com

readrevenue.com (forces searches)

realmails.com

richmails.com**

rivermails.com

[S]

scarlettmails.com

secret-mails.net*

seekbizs.com**

sepooq.com

silvanamails.com***

smile-email.com""

softemails.com***

southmails.com""

space-mails.com

spicemails.com

sprint-cash.com

spidermanemails.com""

strongptr.com*

studio-mail.com*

summer-mails.us*

stylemails.com

sunflowersptr.com*

sunny-mails.com

super-program.com""

superstarmail.com

surprisemails.com"""

symantec-mail.com*

systemmails.com

[T]

tango-mambo.com""

tarantulas-mails.com""

thegoldcave.com

thegoldmail.net***

tiger-mails.com

timelessearn.com

tnt-e-mail.com"""

tomails.com*

tons-referrals.com""

trade-mails.com**

trafficinvader.com"

trustfulmail.com***

tycoonmails.com*

[U]

united-empire.com

[W]

weapon-earnings.info*

welovepay.com

western-clicks.com***(contains an harmful virus, continues sending mails to canceled member)

western-mails.com

[X]

xsc-mail.com*

[Z]

zyseamail.com*

zy-mails.com*

Nikon’s 12.1 Mega pixel COOLPIX compact cameras are the ultimate fashion flavour of the year!

The new launches from Nikon are all set to excite gadget lovers all aver the world....

Nikon is all set to add a bright new dimension to coming festive season by introducing its flagship COOLPIX P5100 compact camera … and stamping the joyous occasion on print and digitised images. Nikon’s 12.1 mega pixel compact digital camera is a stunning fusion of cutting-edge technology and smart seductive style.

Announcing the launch of the sleek high tech Nikon COOLPIX P5100, Mr Hidehiko Tanaka, Managing Director, Nikon India Pvt Ltd stated: “We have a longstanding commitment to India. We expect to fuel the growth of the culture of photography in India through our innovative and cutting edge products. We are definite that with its enhanced features COOLPIX P5100 will set on fire the photography enthusiast’s desire to capture moments. We expect our digital compact cameras to grow by atleast 300% this quarter vis-a-vis the last quarter.

Talking of uniqueness, Nikon COOLPIX P5100 is not just a compact camera its a chock-full package equipped with distinctive features like compatibility with external flash, telephoto and wide angle converter lenses; 3.5x Nikkor optical zoom; 2.5-inch, high-resolution LCD monitor with anti-reflection coating; Optical viewfinder; Optimize image (Monochrome filter effect); Continuous flash, vibration reduction; 1:1 size format and lots more. Nikon COOLPIX P5100 also has Nikon’s very own unique image innovations – Face Priority AF, In-Camera Red Eye Fix and D-Lighting. In a nutshell, this Nikon camera is a matchless tool for all those who want get to the heart of the image.

Some more ‘to die for’ COOLPIX models that Nikon launches this season are the seductive S51, S510 and S 700 from its style series and L15, L14, L11 from the life series of compact cameras. All of these cool cameras are trendy and loaded with unique features, appealing to those who are style savvy and like capturing special moments. The stylish S700 is a 12.1 mega pixel camera, COOLPIX P50, L15, S51, S510 are 8 mega pixel cameras and L14 is a 7.1 mega pixel camera. All in all the compact cameras from Nikon offer premium quality wrapped in utmost style.

Nikon India is in the final stages of tying up with a one of India’s biggest national distributor for its digital compact range of cameras. With this alliance, Nikon’s retail presence will expand by 100%, making it all set to help consumers capture the special moments during festivities.

This festive season Nikon gives the India consumers another reason to celebrate as it lines up exciting promotional offers on its COOLPIX range of cameras at best prices ranging between Rs 9000 to Rs 24000. COOLPIX L10 and L11 come with a free Nikon charger and in addition a 1 GB SD card comes along with the L11. The style series COOLPIX S 51 and S 510 get a free 1 GB SD card on purchase. COOLPIX P5100 is available at a special price this festive season.

Nikon India, with its recent launch as a 100 per cent subsidiary in the country, is set to delight and engage the Indian photography enthusiast with a wide variety of marketing activities like workshops and photo-contests. With clear-cut plans to expand the dealer network and strong brand building initiatives coupled with a strong product portfolio, Nikon aims to capture a substantial market share of 10% in the compact camera space by 2010.

coolpix from nikon

Microsoft Zune(MP3 player)

zune is not bad...not bad at all....

The Microsoft Zune, with its intuitive interface and solid playback performance, will please most users. But lukewarm format support and the cool but limited Wi-Fi capability will have advanced users seeking more. The Zune is a very good start, though.it provides value for money.

Positives: good playback performance of audio, video, and photos; intuitive and colorful interface; good FM radio with RDS; integrated wireless allows sharing of songs (limited) and photos;

Negatives: The Microsoft Zune is not backward compatible with WMA-DRM9; weak native video support (cannot play protected content) and no video offerings from Zune Marketplace; cannot be used as a hard drive (and no UMS support); ; cannot use Wi-Fi to sync, stream, or purchase content;

Worth the price? Yes

Ipod Nano (3rd Gen)

Try as hard as you like, you cannot deny that Apple has an uncanny ability to keep on making great products. Every time you think it's impossible to make improvements to their iPod music players, along comes another revamp that raises the bar yet again.

The new Ipod nano has a bigger screen, it's both shorter and wider than the previous nano - 52 x 70 x 6.5mm (WxHxD) to be precise.

The back continues to be the wonderland of fingerprints with a shiny metallic surface. Also in the front, the Clickwheel continuous to be the main navigation tool, but it's far smaller than the previous Nano. If you thought the earlier Nano had a small Clickwheel, make sure to try out the new Nano before getting one. On the bottom are the headphones jack, the hold switch and the proprietary USB connector.

In addition to video playback capabilities, there's now Cover Flow for better visual navigation with Album Art. Remember Cover Flow? The quick way to zip your finger across the display on your iPhone and zoom past your music collection in a seamless, liquid flow. It's here, and it works, albeit not as well, especially if you have a multitude of albums. But it's cool and interesting, if nothing else. Besides, Click Flow doesn't feel quite the same with Clickwheel navigation. Ah, well, at least Apple tried. Thanks, Apple. We still love you.